All Car Finance Deals

20 deals from 9 manufacturers. Default sort: Total Amount Payable (lowest first).

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Dacia Spring

Manufacturer Finance

PCP

Total Cost

£14,142

Total amount payable

Monthly

£152

36 months

APR

Representative

Final Payment

£4,343

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £14,995 Deposit: £4,328 Credit: £9,815 Interest: -£853 8,000 mi/yr 8p/mile excess

View deal #1 by lowest total cost

Dacia Sandero

Manufacturer Finance

PCP

Total Cost

£16,373

Total amount payable

Monthly

£156

36 months

APR

7.4%

Representative

Final Payment

£7,933

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £14,765 Deposit: £2,844 Credit: £11,379 Interest: £1,608 8,000 mi/yr 8p/mile excess

View deal #2 by lowest total cost

Any Personal Loan

�7,500-�25,000

Zopa

Personal Loan

Total Cost

£16,512

Total amount payable

Monthly

£344

48 months

APR

5.1%

Representative

Ownership

🔑 Own from day 1

Settlement

Flexible

OTR: £15,000 Deposit: £0 Credit: £15,000 Interest: £1,512

View deal #3 by lowest total cost

Any Personal Loan

�7,500-�25,000

Barclays

Personal Loan

Total Cost

£16,704

Total amount payable

Monthly

£348

48 months

APR

5.8%

Representative

Ownership

🔑 Own from day 1

Settlement

Flexible

OTR: £15,000 Deposit: £0 Credit: £15,000 Interest: £1,704

View deal #4 by lowest total cost

Dacia Sandero Stepway

Manufacturer Finance

PCP

Total Cost

£17,844

Total amount payable

Monthly

£161

36 months

APR

7.4%

Representative

Final Payment

£8,954

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £16,065 Deposit: £3,094 Credit: £12,377 Interest: £1,779 8,000 mi/yr 8p/mile excess

View deal #5 by lowest total cost

Citroen C3

Manufacturer Finance

PCP

Total Cost

£19,454

Total amount payable

Monthly

£155

37 months

APR

7.9%

Representative

Final Payment

£9,674

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £19,050 Deposit: £4,203 Credit: £12,623 Interest: £404 8,000 mi/yr 10p/mile excess

View deal #6 by lowest total cost

Fiat 500 Electric

Manufacturer Finance

PCP

Total Cost

£19,789

Total amount payable

Monthly

£181

36 months

APR

Representative

Final Payment

£7,580

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £20,995 Deposit: £5,907 Credit: £13,883 Interest: -£1,206 8,000 mi/yr 10p/mile excess

View deal #7 by lowest total cost

Hyundai I10

Manufacturer Finance

PCP

Total Cost

£19,964

Total amount payable

Monthly

£217

36 months

APR

8.1%

Representative

Final Payment

£8,707

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £18,365 Deposit: £3,447 Credit: £13,790 Interest: £1,599 8,000 mi/yr 9p/mile excess

View deal #8 by lowest total cost

Citroen E C3

Manufacturer Finance

PCP

Total Cost

£20,004

Total amount payable

Monthly

£158

37 months

APR

5.9%

Representative

Final Payment

£9,798

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £19,995 Deposit: £4,549 Credit: £13,395 Interest: £9 8,000 mi/yr 10p/mile excess

View deal #9 by lowest total cost

#10

Fiat Grande Panda

Manufacturer Finance

PCP

Total Cost

£20,469

Total amount payable

Monthly

£159

36 months

APR

6.9%

Representative

Final Payment

£11,098

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £18,995 Deposit: £3,837 Credit: £14,099 Interest: £1,474 8,000 mi/yr 10p/mile excess

View deal #10 by lowest total cost

#11

Hyundai I20

Manufacturer Finance

PCP

Total Cost

£20,482

Total amount payable

Monthly

£186

36 months

APR

6.9%

Representative

Final Payment

£9,169

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £20,010 Deposit: £4,626 Credit: £13,507 Interest: £472 8,000 mi/yr 9p/mile excess

View deal #11 by lowest total cost

#12

Fiat Grande Panda Electric

Manufacturer Finance

PCP

Total Cost

£20,490

Total amount payable

Monthly

£164

36 months

APR

1.9%

Representative

Final Payment

£9,871

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £20,995 Deposit: £4,907 Credit: £14,882 Interest: -£505 8,000 mi/yr 10p/mile excess

View deal #12 by lowest total cost

#13

Renault Clio

Manufacturer Finance

PCP

Total Cost

£20,670

Total amount payable

Monthly

£175

36 months

APR

7.9%

Representative

Final Payment

£10,070

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £17,995 Deposit: £4,323 Credit: £13,547 Interest: £2,675 8,000 mi/yr 8p/mile excess

View deal #13 by lowest total cost

#14

Renault Captur

Manufacturer Finance

PCP

Total Cost

£20,793

Total amount payable

Monthly

£160

36 months

APR

Representative

Final Payment

£10,878

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £22,495 Deposit: £4,159 Credit: £16,635 Interest: -£1,702 8,000 mi/yr 8p/mile excess

View deal #14 by lowest total cost

#15

Dacia Jogger

Manufacturer Finance

PCP

Total Cost

£21,066

Total amount payable

Monthly

£197

36 months

APR

7.4%

Representative

Final Payment

£10,331

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £18,995 Deposit: £3,657 Credit: £14,631 Interest: £2,071 8,000 mi/yr 8p/mile excess

View deal #15 by lowest total cost

#16

Peugeot 208

Manufacturer Finance

PCP

Total Cost

£21,688

Total amount payable

Monthly

£191

37 months

APR

6.9%

Representative

Final Payment

£9,428

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £20,510 Deposit: £5,404 Credit: £13,871 Interest: £1,178 8,000 mi/yr 10p/mile excess

View deal #16 by lowest total cost

#17

Toyota Aygo X

Manufacturer Finance

PCP

Total Cost

£22,742

Total amount payable

Monthly

£179

36 months

APR

2.9%

Representative

Final Payment

£10,170

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £21,510 Deposit: £6,329 Credit: £15,316 Interest: £1,232 8,000 mi/yr 8p/mile excess

View deal #17 by lowest total cost

#18

Dacia Duster

Manufacturer Finance

PCP

Total Cost

£23,561

Total amount payable

Monthly

£199

36 months

APR

5.9%

Representative

Final Payment

£11,970

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £21,845 Deposit: £4,453 Credit: £16,567 Interest: £1,716 8,000 mi/yr 8p/mile excess

View deal #18 by lowest total cost

#19

Nissan Micra

Manufacturer Finance

PCP

Total Cost

£24,233

Total amount payable

Monthly

£228

36 months

APR

Representative

Final Payment

£10,878

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £22,995 Deposit: £5,157 Credit: £15,880 Interest: £1,238 8,000 mi/yr 8p/mile excess

View deal #19 by lowest total cost

#20

Renault 5 E Tech

Manufacturer Finance

PCP

Total Cost

£25,599

Total amount payable

Monthly

£181

36 months

APR

6.9%

Representative

Final Payment

£11,804

Optional balloon

Ownership

❓ Choose: pay balloon or return

Settlement

Flexible

OTR: £22,995 Deposit: £7,303 Credit: £15,466 Interest: £2,604 8,000 mi/yr 8p/mile excess

View deal #20 by lowest total cost

How we rank deals

Every deal on CarLoan24 is ranked by Total Amount Payable by default. This is the sum of your deposit, all monthly payments, and (for PCP deals) the optional final balloon payment.

We chose this metric because it reveals the true cost of car finance. Monthly payment is a cash-flow number — useful for budgeting, but it hides the balloon payment on PCP deals, making expensive finance look cheap. APR is a standardised rate but doesn't account for different deposit or term structures.

What we don't do

No sponsored positions. No deal gets artificially boosted.
No "recommended" overrides. The sort is mathematical.
No commission-influenced ranking. Affiliate revenue (if any) is decoupled from ranking logic.

You can re-sort

Use the sort controls above to switch between Total Cost, Monthly Payment, or APR. You choose how to view the data. We show every metric regardless.

Data sources

Deal data comes from manufacturer websites (Toyota, Kia, Ford, BMW, etc.) where full FCA-compliant representative examples are published. Bank and lender rate data comes from published rate pages. All sources are linked from each deal card.