Brand Finance
Porsche Finance
Sports cars and premium SUVs
About Porsche Finance
Porsche achieved a 1.3% UK market share in 2023 with over 24,000 new car deliveries. Electrified models (Taycan, Macan Electric) make up a significant portion of sales alongside the popular Cayenne and Macan. The typical buyer is affluent and values performance and brand heritage. In the UK, Porsche Financial Services is a trading name of Volkswagen Financial Services (UK) Limited. The primary PCP product, Solutions Personal Contract Plan, allows financing over 18–49 months, deferring a significant portion to an optional final balloon payment.
Finance Facts
| Finance provider | Volkswagen Financial Services (UK) Limited (Volkswagen Financial Services AG) |
| Products |
|
| Representative APR | 9.3% – 10.9%
(typical 9.4%, as of 2026-04) 9.4% APR for a 48-month Solutions PCP on a Macan Electric. Used vehicles typically around 10.9%. |
| Term range | 18 – 49 months |
APR Comparison
How Porsche’s representative APR compares to UK personal loans (BoE) and the broker market average.
Porsche's captive finance APR of 9.4% is significantly higher than both UK personal loans (~4.1%) and the broker market average (~3.95%). Financing directly through the manufacturer carries a premium cost. Buyers with strong credit may find substantially lower total borrowing costs through independent personal loans.
Customer Sentiment
Common positives
- + Helpful and knowledgeable staff
- + Quick and easy finance process
Common complaints
- − Poor communication regarding progress
- − Ambiguous customer service experiences
Data as of 2026-04-11
Regulatory Notes
- 2024: The FCA fined Volkswagen Financial Services (UK) Limited £5.4m for failing to treat customers in financial difficulty fairly between 2017–2023, with £21.5m redress to ~110,000 customers. [source]
Calculate Your Porsche Finance
Run any Porsche price through all three finance modes. See monthly payment, total payable, and total cost of credit side by side.
Your details
PCP result
Total Amount Payable
£29,386.98
This is the total that leaves your account — deposit + all payments + balloon